hello ....i am denied twice while applying CreditCards...I am student currently and applied for student card from CitiBank..............and some other financial institutions too........But it made me THE.....

Since i am living in school and have been using school phone.....Is there any way, so my credit cards can be approved.......what would be the best way to get one....

Want to know ur experiences.....!! cheers...and happy dasain too

Aright, first thing u do is get a card from ur bank, which ever bank u got a checkin acount opened from. If they ask for an annual fee, pay it, if they want to make it secured then do it, but once ur in the picture u are ready to rock and roll. U will have some credit history and then credit cards offer will fill ur mail box.

I think CapitalOne is a good credit card to start with. Depending on your credit score, the card might not have much credit on the card; however, I've found they are kinda generous giving the credit cards to the people with bad or no credit history.

I also think you better choose the card without annual fee. Why pay annual pay when you can get the card without annual fee?